文物资产跨系统信任制度化的过程模型研究——基于扎根范式的W型机制构建A Process Model of Cross-System Trust Institutionalization for Cultural Heritage Assets: Constructing a W-Shaped Mechanism via the Grounded Theory Paradigm

Abstract

The fundamental challenge of cultural heritage assetization lies in a structural commensurability gap between the cultural heritage system and the financial system, in terms of professional trust and risk-control trust. To open this credit black box, this study adopts the Chinese paradigm of grounded management research, drawing on in-depth interviews with 12 experts and more than 80,000 words of data, and constructs a W-shaped model of trust institutionalization comprising four processes: standardization, proceduralization, authorization, and financialization. The findings reveal that this process involves a data interface lock, legitimacy endowment, and credit-liquidity conversion, and that the absence or bypassing of any of these leads to systemic collapse. The model further shows that technical validity ≠ institutional acceptance ≠ financial liquidity, with progressive gaps between technological and institutional recognition, thereby providing an actionable middle-range theoretical framework for breaking the financial exclusion of cultural heritage assets.

摘要：文物资产化最根本的难题是文博系统与金融系统在专业信任与风控信任上存在结构性通约断层。为解开信用黑箱，本文用中国管理扎根研究范式，从12位专家深度访谈入手，收集8万余字资料构建出以标准化、流程化、权威化、金融化为过程的W型信任制度化模式。研究表明，该过程存在数据接口锁、合法性赋予、信用流动性转换，任一环节缺失或跳过都会导致系统崩溃。模型显示技术有效性≠制度采信性≠金融流动性，技术与制度认可之间存在递进鸿沟，从而为破解文物资产金融排斥提供可操作中层理论框架。